Loading
Seed demo data, upload your own MEV, default history or loan tape, calibrate a model from it, approve the pinned versions and start a calculation. Everything here writes the data the workspace screens read.
Load data
Seed the demo loan tape, default history and macro variables.
Calibrate
Fit PD parameters from history + macro regression. Produces a draft model version.
Approve
Governance gate: the model version and its scenario set are frozen and signed off.
Run ECL
Apply the frozen model to every account: stage, PD x LGD x EAD, discount, RBI floor.
Review
Results, model flow and the client-ready demo walkthrough.
Available once a run completes.variable, quarter, value
segment_code, quarter, npa_accounts, total_accounts
account_id, segment_code, drawn, undrawn, dpd, is_npa, secured, eir, tenor_years, rating_grade, origination_pd, collateral_value, collateral_type, loan_rate, prepayment_rate
Pulls real Indian macro series from FRED (St. Louis Fed) and converts them to quarterly variables with full source attribution. Licensed series (NIFTY, gold, CMIE, repo rate) remain CSV-upload only.
FRED API key not configured — set PROVISIO_FRED_API_KEY on the server (free key from fred.stlouisfed.org) to enable fetching.