ECL Workspace
Loading results
← Accounts
Example Bank
▾
Reporting date
31 Mar 2027
▾
Run
Q4 FY27 reporting
▾
Calculated
Account CR0001
Term · G. Reddy · Borrower BR-40090 · Reporting date 31 Mar 2027 · Run 01
Outstanding balance
₹80,50,000
Calculation
Summary
Source data
History
Stage
Stage 1 · 12-month
No SICR trigger · Staging policy v1
Model ECL
₹2,469
Bank reference
₹2,469
Difference
₹0
Inspect calculation
Compare with bank
Scenario results
Base ₹2,469 × 40%
Downside ₹2,469 × 35%
Upside ₹2,469 × 25%
Probability-weighted ECL ₹2,469
Recovery assumptions
Recovery assumptions
Assumption
Value
Assumption
Value
Collateral valuation
₹0
Valuation date
31 Mar 2027
Haircut
100.0%
Recovery lag
—
Recovery costs
—
Effective LGD
100.0%